COMPARE · SARMAAYA
Sarmaaya is Pakistan’s best-known research platform: stocks, mutual funds, forex and gold, with portfolio tracking in its paid tiers. Equivest is a free, broker-agnostic tracker for PSX equities that starts from a screenshot of whatever app you already use.
THE SHORT VERSION
Sarmaaya is broader. Equivest is free, faster to set up, and social.
PICK SARMAAYA IF
You hold mutual funds or want a full screener.
PICK EQUIVEST IF
You want your PSX portfolio, dividends and Zakat in one free app.
SIDE BY SIDE
✓ = offered · — = not offered, or not listed on the product’s public pages as of Sep 2026.
| Capability | Equivest | Sarmaaya |
|---|---|---|
| Free portfolio tracking On Sarmaaya’s public pricing page (as of Sep 2026) the free tier lists real-time data, charts, screeners and calculators; portfolios begin at Pro, PKR 4,000/month, with three portfolios up to PKR 10M. Premium is PKR 6,000/month for five portfolios up to PKR 20M. Equivest’s tracker is free with unlimited holdings and transactions. | ✓ yes | — no |
| Import from a screenshot or pasted statement Equivest reads a screenshot of any broker’s holdings screen, or a pasted CDC or broker statement, into symbol, quantity and average cost — reviewed before anything is saved. Sarmaaya’s public pages do not list a comparable import. | ✓ yes | — no |
| Price alerts and watchlist Both. Sarmaaya includes three watchlists with alerts in its Pro tier (as of Sep 2026). Equivest’s alerts sit on any PSX symbol with NEAR and HIT badges, and the watchlist shows live prices — in the free core. | ✓ yes | ✓ yes |
| Mutual funds, gold and forex Sarmaaya covers PSX stocks, mutual funds, forex and commodities on one dashboard, and its mutual-fund screener is something no other Pakistani product offers. Equivest is PSX equities and indices only. | — no | ✓ yes |
| Stock screener Sarmaaya has a stock screener with saved and community screens. Equivest does not ship a screener; its Shariah filter narrows search, watchlist and pies to Halal-only names, which is a filter, not a screener. | — no | ✓ yes |
| Follow top investors (Whale Watch) Whale Watch ranks the top PSX investors on Equivest by return and shows their seven-day net flow and recent moves. Sarmaaya is a research platform, not a social one. | ✓ yes | — no |
| Portfolio Coach Eight deterministic checks on every session — concentration, sector tilt, performance against the KSE-100 and more. Rules you can read; it flags, you decide. Not listed on Sarmaaya’s public pages. | ✓ yes | — no |
| Corporate actions and dividends pre-computed Sarmaaya’s Pro tier lists tax and payout tracking. Equivest shows what each dividend, bonus, right issue or split does to your share count and average cost before book closure, free. | ✓ yes | ✓ yes |
| Shariah screening and Zakat calculator Equivest applies the KMI-30 / KMI All-Share methodology across search, watchlist and pies, and computes Zakat on portfolio plus cash minus debts with nisab and hawl tracked. Sarmaaya’s free tier lists calculators; its public pages do not specify Shariah screening or Zakat. | ✓ yes | — no |
| English and Urdu Equivest flips to اردو from Settings. Urdu is not listed on Sarmaaya’s public pages. | ✓ yes | — no |
| Privacy levels and a share card Four visibility levels — public, percent-only, followers-only, private — plus a one-tap mask that blanks every rupee amount, and a 9:16 card for Stories. A social feature set Sarmaaya does not aim at. | ✓ yes | — no |
| Places orders on PSX Neither is a broker. Both are data and portfolio tools; execution stays with your licensed broker. | — no | — no |
HONESTLY
Sarmaaya has a free tier that, per its public pricing page as of September 2026, includes real-time data, charts, screeners and calculators. Portfolio tracking begins at the Pro tier at PKR 4,000 per month; Premium is PKR 6,000 per month. Check sarmaaya.pk/pricing for current figures.
Yes. Every feature described on this site is free, with no card and no row or portfolio-size paywall. If a premium tier ever ships it would be additive; the core stays free.
Of course. Many investors will keep Sarmaaya for fund research and screening and use Equivest for the day-to-day portfolio, dividends and community. Equivest imports from a screenshot, so there is nothing to re-type.
No. Both are tools next to your broker, not brokers. Equivest has no execution path at all.
Sarmaaya facts from its public pricing page and app-store listings, checked September 2026. Sarmaaya is a trademark of its owner; Equivest is not affiliated. Out of date? Tell us at [email protected].
Free, forever, for tracking. We email once, when it’s ready.
Education, not investment advice.